"Arrange your own loan"
Whether you're buying or selling, we handle the financing so you can focus on the car.
Dealer: RM45,000
Online Platform: RM46,000
Private Buyer: RM59,000
Relocating to SG
Dealers offering too low
Upgrading from Myvi
Needs loan for private sale
He got nearly double what the platform offered.
Your Peugeot 3008...
RM32,000
Best we can do is RM18,000. Ini kereta banyak susah jual!
Dealers say "susah jual" to scare you into dropping your price. But here's the truth: there's a buyer for every car. The problem isn't your car. It's that you're asking for cash when 95% of buyers need financing. Banks won't lend for private sales—so buyers disappear. Dealers know this. That's why they can lowball you.
Selling: 2018 Peugeot 3008 RM32,000
"Arrange your own loan"
Most banks don't finance private sales. Personal loans? 10%+ interest. So you either pay dealer markup or walk away from the car you actually want.
Sign up and get your unique registration link
Post on Mudah, Facebook, or Carlist as usual
Share your link when buyer is ready
Browse private listings on any platform
Register using the seller's link to get linked
We submit to 3 banks for approval
Bank paperwork • JPJ transfer • Insurance coordination • Delivery
Your entire journey from registration to car keys in one place.
Is the loan approved yet? Did the bank respond? Should I follow up? Stop guessing. Our milestone tracker shows both parties exactly where things stand, in real-time. No awkward calls. No uncertainty. Just clarity.
Skip the data entry. Our AI reads your grant and fills in the vehicle details instantly. No typing, no mistakes, no hassle.
Basic info and contact
Use the link to connect buyer & seller
Upload grant → AI extracts details → Done in seconds
We submit to 3 banks at once. Once approved, compare interest rates, monthly payments, and terms side-by-side. Choose the offer that works for you.
Found the perfect car on Mudah, Facebook, or Carlist? Don't let "arrange your own loan" stop you. We get you bank financing for private sales.
(not personal loan rates)
We handle everything from application to approval
Ownership paperwork handled
Coverage sorted for you
Dealer-style invoices for banks
Valid for 6 months • Share when buyer is ready
Dealers see a make and model. You see the service history, the care, the story. Sell it yourself and keep the difference.
Zero fees. The buyer pays the RM999 processing fee.
Most buyers need financing. Now they can get it for your car.
Under 12 years old (bank requirement). Peugeot, BMW, Audi, VW—cars dealers undervalue but enthusiasts love.
Want to know more? You can email us anytime at support@carzora.com
Everything you need to close the deal. We submit your application to 3 banks so you can compare offers and pick the best rate. Then we handle the JPJ transfer, bank paperwork, insurance coordination, and delivery logistics. You pay RM100 upfront, then the remaining RM899 only when your loan gets approved. No approval? You don't pay the balance.
The seller will give you a registration URL (looks like app.carzora.com/register?linkingCode=040ZX11Q). Copy that link, paste it in your browser, and register. The code auto-fills and links you to the seller and their car.
Most buyers get approval in 3-5 working days.
We submit to Public Bank, Maybank, and Hong Leong Bank at the same time. Once the offers come back, you compare and choose. Simple.
You only risk RM100. If all three banks say no, you're not charged the remaining RM899. The RM100 deposit covers our initial processing costs and isn't refundable, but that's it.
Almost any car. The only rule: it needs to be under 12 years old (that's a bank requirement, not ours). We're especially handy for cars like Peugeot, BMW, Audi, and VW—the ones dealers love to lowball but buyers actually want.
Yes! 100% free. No registration fees, no listing fees, no success fees. The buyer pays the RM999 processing fee—you pay nothing.
You'll need to settle it with your bank first before we can process the transfer. Once that's cleared, you're good to go.
When you register, you get a unique URL (like app.carzora.com/register?linkingCode=040ZX11Q). Share that link with interested buyers. When they use it to register, you're automatically linked.
List on your usual platforms — Mudah, Facebook Marketplace, Carlist. Once a buyer shows interest and wants to proceed, share your Carzora link with them directly.
Just your IC and the vehicle grant (registration card). Once your buyer's loan is approved, we'll handle the rest.
Sort of. You need to give a thumbprint, but you do it at our office, not JPJ. No queuing. We take it from there.
Almost any car under 12 years old (that's a bank requirement, not ours). We're especially handy for niche brands like Peugeot, BMW, Audi, VW—cars that dealers undervalue but enthusiasts actively search for.